International Journal For Multidisciplinary Research

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Microfinance Management of Indian Companies

Author(s) Nimesh Thacker
Country India
Abstract History of microfinance can be traced back to the middle of 1800s when the theorist Lysander Spooner was writing of about benefits of small credits to entrepreneurs. It is the source of financial services to small scale business lacking access to banking and related services. Microfinance refers to a variety of financial services that target low-income clients particularly women since the clients of microfinance companies (MFCs) have lower incomes and often have limited access to other financial services, microfinance products tend to be for smaller monetary amount than traditional financial services. These services include loans, savings, insurance and remittance. Microfinance loans are given for variety of purposes frequently for microenterprise development. This also reflects in diversity of products and services offered. Because of varied needs and because of the industry’s focus on the poor, microfinance often use nontraditional methodologies such as group lending or other forms of collateral securities not employed by the formal financial sector.
Keywords Microfinance Companies (MFCs), Microfinance, Financial Management, JLG, SHG
Published In Volume 4, Issue 6, November-December 2022
Published On 2022-11-29
Cite This Microfinance Management of Indian Companies - Nimesh Thacker - IJFMR Volume 4, Issue 6, November-December 2022. DOI 10.36948/ijfmr.2022.v04i06.1078
DOI https://doi.org/10.36948/ijfmr.2022.v04i06.1078
Short DOI https://doi.org/grc9gs
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