International Journal For Multidisciplinary Research

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Financial Inclusion and Role of Co-operative Bank

Author(s) Kavitha AP
Country India
Abstract Importance of co-operative bank has scored in recent years with the emergence of new banking policy "financial inclusion". A large section of financially excluded people inhabit rural area, financial exclusion is widespread in urban and semi urban area. In India drive for financial inclusion is initiated by reserve bank of India to ensure at least minimum balance no- frills saving bank account to every households. Financial inclusion is a strategy adapted to inclusive growth, inclusive growth is a large subset of inclusive development. Service co-operative banks in India play vital role in financial inclusion.

The recent development in banking technology transforms the entire infrastructure of an banking institution. Many of the survey report reveals that the banking facility and service is not accessible by the low income people; this is termed as "financial exclusion". Financial inclusion is generally defined as the availability of banking services at an affordable cost to disadvantaged and low-income groups. The main purpose of this study to analyse the role of co-operative bank in the new banking policy of financial inclusion.
Keywords Financial Inclusion, Financial Exclusion, Role of Co-operative Banks, Banking Products and Services
Field Sociology > Economics
Published In Volume 4, Issue 6, November-December 2022
Published On 2022-12-14
Cite This Financial Inclusion and Role of Co-operative Bank - Kavitha AP - IJFMR Volume 4, Issue 6, November-December 2022. DOI 10.36948/ijfmr.2022.v04i06.1128
DOI https://doi.org/10.36948/ijfmr.2022.v04i06.1128
Short DOI https://doi.org/grh2w4
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