International Journal For Multidisciplinary Research

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Financial Inclusion For Inclusive Growth : An Empirical Study of India

Author(s) NEHA GAUR, DR.AKHIL MISHRA
Country India
Abstract Financial inclusion as a strategy has become a policy concern throughout the world, including India, and it is viewed as a transmission mechanism for poverty eradication and a way of attaining inclusive economic growth.The study attempted to explore the impact of financial inclusion on economic growth in India.The Data was extracted from secondary sources from websites of RBI and covered the period between 2013 to 2023 while the multiple regression analysis was used to test the hypothesis. Based on the empirical analysis, the study concluded that the number of ATM's and loan deposit ratios have a positive impact on GDP, whereas, no. Of newly opened villages and no.of opened bank branches don’t have any impact on GDP. As we can say that inclusive growth has become essential for long term growth and social harmony which can be fostered by technological development by skill development and giving them basic digital literacy and by reducing poverty. It is consequently advised that politicians and financial regulators should take the appropriate steps to guarantee that banks follow the various laws, regulations, and policies that regulate their operations. Regulators must ensure that all aspects of financial inclusion are geared at expanding economic activity in the country, which will contribute to inclusive economic growth.
Keywords Economic growth,Financial inclusion ,Financial services,poverty eradication,Per capita income
Published In Volume 6, Issue 2, March-April 2024
Published On 2024-03-10
Cite This Financial Inclusion For Inclusive Growth : An Empirical Study of India - NEHA GAUR, DR.AKHIL MISHRA - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.14846
DOI https://doi.org/10.36948/ijfmr.2024.v06i02.14846
Short DOI https://doi.org/gtmztd
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