![](images/logo.png?v=2)
International Journal For Multidisciplinary Research
E-ISSN: 2582-2160
•
Impact Factor: 9.24
A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal
Home
Research Paper
Submit Research Paper
Publication Guidelines
Publication Charges
Upload Documents
Track Status / Pay Fees / Download Publication Certi.
Editors & Reviewers
View All
Join as a Reviewer
Reviewer Referral Program
Get Membership Certificate
Current Issue
Publication Archive
Conference
Publishing Conf. with IJFMR
Upcoming Conference(s) ↓
WSMCDD-2025
Conferences Published ↓
RBS:RH-COVID-19 (2023)
ICMRS'23
PIPRDA-2023
Contact Us
Plagiarism is checked by the leading plagiarism checker
Call for Paper
Volume 6 Issue 4
July-August 2024
Indexing Partners
![Academia.edu Academia](images/index-partners/academia.png)
![Advanced Sciences Index Advanced Sciences Index](images/index-partners/advanced-sciences.png)
![Bielefeld Academic Search Engine Bielefeld Academic Search Engine](images/index-partners/bielefeld.gif)
![CiteSeer CiteSeer](images/index-partners/cite-seer.png)
![DRJI DRJI](images/index-partners/drji.png)
![Google Scholar Google Scholar](images/index-partners/google-scholar.png)
![Independent Search Engine & Directory Network (isedn.org) Independent Search Engine & Directory Network](images/index-partners/isedn.jpg)
![ISI (International Scientific Indexing) ISI (International Scientific Indexing)](images/index-partners/isi.png)
![Issuu Issuu](images/index-partners/issuu.png)
![Mendeley Research Networks Mendeley Research Networks](images/index-partners/mendeley.png)
![RefSeek RefSeek](images/index-partners/ref-seek.png)
![ResearcherId - Thomson Reuters ResearcherId - Thomson Reuters](images/index-partners/researcher-id.png)
![ResearchGate ResearchGate](images/index-partners/research-gate.png)
![Scirus Scirus](images/index-partners/scirus.png)
![Scribd Scribd](images/index-partners/scribd.gif)
![Semantic Scholar Semantic Scholar](images/index-partners/semantic-scholar.png)
![UTeM - Universiti Teknikal Malaysia Melaka UTeM - Universiti Teknikal Malaysia Melaka](images/index-partners/utem.png)
![Wiki for Call for Papers Wiki for Call for Papers](images/index-partners/wiki-cfp.png)
![WorldCat WorldCat](images/index-partners/world-cat.png)
Merger and Acquistion in India Banking System
Author(s) | Abhay Rana, Prof. Pradeep Chaudhary |
---|---|
Country | India |
Abstract | The landscape of the Indian banking sector has undergone significant transformations over the past few decades, with mergers and acquisitions (M&A) playing a pivotal role in its evolution. This trend has been primarily driven by the need for stronger and more resilient banking institutions capable of supporting India's burgeoning economic growth and expanding global footprint. The Indian government, along with the Reserve Bank of India (RBI), has actively encouraged consolidation in the banking sector to enhance operational efficiency, achieve economies of scale, and improve risk management practices. The rationale behind the push for M&A in the Indian banking system includes addressing the issue of non-performing assets (NPAs), which has plagued many banks; increasing competitive advantage in both domestic and international markets; and fostering the development of banks that can be classified as global or regional champions. Moreover, the digital transformation in the banking industry and the emergence of fintech companies have further necessitated traditional banks to reassess their business models and market positions, often leading to strategic mergers or acquisitions. This paper examines the impact of M&A on the Indian banking system, highlighting key transactions that have reshaped the industry landscape. It delves into the regulatory framework governing M&A in banking, evaluates the successes and challenges post-merger or acquisition, and discusses the implications for stakeholders, including implications for market competition, customer service, and employee welfare. The analysis also explores how M&A activities align with broader economic reforms and financial inclusion goals in India. |
Published In | Volume 6, Issue 2, March-April 2024 |
Published On | 2024-04-07 |
Cite This | Merger and Acquistion in India Banking System - Abhay Rana, Prof. Pradeep Chaudhary - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.16715 |
DOI | https://doi.org/10.36948/ijfmr.2024.v06i02.16715 |
Short DOI | https://doi.org/gtqxxk |
Share this
E-ISSN 2582-2160
![](images/ean-13-barcode.gif)
CrossRef DOI is assigned to each research paper published in our journal.
IJFMR DOI prefix is
10.36948/ijfmr
Downloads
All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.
![](images/loading.gif)