A Study of Electronic Banking in India

Author(s)	Dr.K.SUJATHA
Country	India
Abstract	Digital cash and online transactions in the current market scenario have a great effect on e-banking and digital banking. E-banking comprises mainly of electronic funds transfer and usage of online banking services. Electronic banking was offered by the international banks initially since flow of digital cash was not predominant in the Indian market until the advent of demonetization. E-banking plays a major role in the present banking functionality. Electronic banking is inferred to be safe and secured, compared to physical banking. e-banking ensures qualitative banking operations compared to traditional banking. However, it has its own limitations and challenges when we talk about security, on the contrary. After visually perceiving the growth rate of e-banking services it can be verbalized that e-banking is accepted in the banking sector and an abundance of work can be done in this sector to make it more advance, safe and more accommodation provider in finance sector.
Keywords	KEYWORDS : ATMs, ECS, National Electronic Funds Transfer (NEFT), RTGS
Field	Sociology > Banking / Finance
Published In	Volume 6, Issue 2, March-April 2024
Published On	2024-04-22
DOI	https://doi.org/10.36948/ijfmr.2024.v06i02.17859
Short DOI	https://doi.org/gtrst2

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