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International Journal For Multidisciplinary Research
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Rural Credit: A Historical Overview and Contemporary Views in India
Author(s) | J. Shalini |
---|---|
Country | India |
Abstract | The issues experienced by the poor during this period are remarkably consistent, as this quick survey of rural finance in 20th-century India reveals. They include reliance on predatory lenders and the operation of an intricate web of exploitative, unreliable markets. We lay forth the theoretical and historical justification for nationalizing banks and show how it would benefit rural finance and development. Reforms were enacted in the 1990s as a result of some excesses. This did boost bank profits but at the expense of underdeveloped and impoverished areas. While the MFI lending model is unsustainable, the SHG-Bank Linkage strategy can improve security and empower the underprivileged. The issues that have persisted for the past 100 years require much more than microfinance. |
Keywords | - |
Published In | Volume 2, Issue 1, January-February 2020 |
Published On | 2020-02-04 |
Cite This | Rural Credit: A Historical Overview and Contemporary Views in India - J. Shalini - IJFMR Volume 2, Issue 1, January-February 2020. |
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E-ISSN 2582-2160
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CrossRef DOI is assigned to each research paper published in our journal.
IJFMR DOI prefix is
10.36948/ijfmr
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