International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 6 Issue 4 July-August 2024 Submit your research before last 3 days of August to publish your research paper in the issue of July-August.

Navigating the Regulatory Landscape: A Comprehensive Analysis of Banking Law and Financial Stability in India

Author(s) Aman Singh, Dr. Prof. Shefali Raizada
Country India
Abstract The regulatory landscape of the Indian banking sector is a complex web of legal frameworks, regulatory authorities, and market dynamics that shape the stability and resilience of the financial system. This research paper provides a comprehensive analysis of banking law and financial stability in India, aiming to elucidate the key drivers, challenges, and implications of regulatory governance in the Indian banking sector. The paper begins by examining the conceptual framework of banking regulation, delineating the role of banking law in shaping the regulatory landscape and promoting financial stability. It then traces the historical evolution of banking laws and regulations in India, highlighting key legislative enactments, regulatory interventions, and institutional developments that have shaped the regulatory architecture of the banking sector. Furthermore, the paper explores the regulatory landscape of the Indian banking sector, analyzing the mandates, functions, and challenges facing regulatory authorities. It examines emerging challenges such as non-performing assets, digital disruptions, regulatory arbitrage, and financial inclusion gaps, and assesses the implications for regulatory practice and financial stability. Through case studies on regulatory enforcement and financial stability, the paper illustrates the critical role of regulatory vigilance, market discipline, and risk management in safeguarding the integrity and resilience of the banking sector. It concludes with policy implications and recommendations for enhancing regulatory effectiveness, promoting market integrity, and preserving financial stability in the Indian banking sector.
Keywords IRDAI, BANKING SECTOR, RBI, REGULATORY COMPLIANCE
Published In Volume 6, Issue 2, March-April 2024
Published On 2024-04-30
Cite This Navigating the Regulatory Landscape: A Comprehensive Analysis of Banking Law and Financial Stability in India - Aman Singh, Dr. Prof. Shefali Raizada - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.19156
DOI https://doi.org/10.36948/ijfmr.2024.v06i02.19156
Short DOI https://doi.org/gts4p9

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