International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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The Evolution and Impact of Online Payment Systems on E-commerce

Author(s) Nikhil Kashyap, Nitesh Rohilla, Suraj Das
Country India
Abstract Digital Transactions - Investigating the Advancement and Affect of Online Installment Frameworks in E-commerce The appearance of computerized exchanges has revolutionized the scene of e-commerce, changing the way businesses and buyers lock in budgetary exchanges. This ponders digs into the advancement and affect of online installment frameworks on e-commerce, pointing to get it the key mechanical progressions, appropriation patterns, and the coming about suggestions for businesses and customers. The investigation utilizes a mixed-methods approach, combining subjective examination of chronicled information on online installment frameworks with quantitative examination of buyer selection rates and inclinations. Key variables such as security measures, comfort highlights, integration with e-commerce stages, and administrative systems are investigated to illustrate their part in forming the advancement of online installment frameworks. Discoveries uncover a critical advancement in online installment frameworks, from conventional strategies like credit/debit cards to more up-to-date advances such as versatile wallets, advanced monetary standards, and peer-to-peer installment stages. The think about moreover reveals the affect of these headways on customer behavior, highlighting expanded belief, comfort, and speed of exchange as key drivers of selection. In addition, the study looks at the suggestions of online installment frameworks on e-commerce businesses, counting diminished cart surrender rates, improved client encounters, and extended advertise reach. Challenges such as cybersecurity dangers, installment preparing expenses, and administrative compliance are too talked about within the setting of their affect on e-commerce operations. The suggestions of these discoveries extend to e-commerce businesses, monetary teaching, policymakers, and customers. Techniques for optimizing online installment frameworks to meet advancing shopper desires, upgrade exchange security, and cultivate advanced inclusivity are proposed. Moreover, future research headings are proposed to dig deeper into developing innovations and regulatory systems forming the long-term of advanced exchanges in e-commerce.
Keywords Digital transactions,Online payment systems,Payment security,Consumer behavior,Payment gateways,Mobile payments
Field Business Administration
Published In Volume 6, Issue 3, May-June 2024
Published On 2024-05-18
Cite This The Evolution and Impact of Online Payment Systems on E-commerce - Nikhil Kashyap, Nitesh Rohilla, Suraj Das - IJFMR Volume 6, Issue 3, May-June 2024. DOI 10.36948/ijfmr.2024.v06i03.20579
DOI https://doi.org/10.36948/ijfmr.2024.v06i03.20579
Short DOI https://doi.org/gtvtxf
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