International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 6 Issue 6 November-December 2024 Submit your research before last 3 days of December to publish your research paper in the issue of November-December.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 6 Issue 6
November-December 2024

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

The Effect of Marital Status and Gender on the Demand Housing Finance Choice of Public Sector Workers in Ghana

Author(s) Dr. Isaac Okpoti Nai
Country Ghana
Abstract Despite many efforts by the government of Ghana and the key players to boost the housing industry it remains in its infancy. The purpose of this study is to identify the knowledge gap within the housing industry by analysing the marital status and gender of public sector workers.
Mixed methods research is the right choice as three hundred and eighty-four (384) public sector workers were surveyed using comprehensive questionnaire completed with information gathered from qualitative sources.
The test found that marital status has effect on Public Sector Workers choice of housing finance therefore the null hypothesis is rejected on the other hand get has no effect on the choice of demand housing finance of Public Sector Workers therefore the null hypothesis is accepted.
Players in the demand housing finance industry must invest in research to find out why marital status affect choice of demand housing finance and how to meet the requirement of Public Sector Workers.
This is the first time in Ghana public sector workers’ marital status and gender have been surveyed comprehensively in relation to demand housing finance loan. This research did not follow the existing trends of focusing more banking industry but rather the users of the product. This knowledge raises many questions as to why the existing demand housing finance schemes have been unsuccessful in Ghana.
Keywords Housing finance, public sector, affordability, business strategy, product development
Field Business Administration
Published In Volume 6, Issue 3, May-June 2024
Published On 2024-06-17
Cite This The Effect of Marital Status and Gender on the Demand Housing Finance Choice of Public Sector Workers in Ghana - Dr. Isaac Okpoti Nai - IJFMR Volume 6, Issue 3, May-June 2024. DOI 10.36948/ijfmr.2024.v06i03.22862
DOI https://doi.org/10.36948/ijfmr.2024.v06i03.22862
Short DOI https://doi.org/gt2bzz
View / Download PDF File

Share this



E-ISSN 2582-2160
CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJFMR DOI prefix is
10.36948/ijfmr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 6 Isu 6Cover Page Vol 6 Isu 5Cover Page Vol 6 Isu 4

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJFMR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9898-5948-55 editor@ijfmr.com