An Impact of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana on Out-of-pocket Expenditure, a Government-funded Health Insurance Scheme

Sweety Patel

doi:10.36948/ijfmr.2024.v06i03.23116

An Impact of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana on Out-of-pocket Expenditure, a Government-funded Health Insurance Scheme

Author(s)	Sweety Patel
Country	India
Abstract	India urgently requires a comprehensive healthcare system that is accessible to everybody. Due to budgetary constraints, the deprived population in India has difficulty gaining access to adequate medical treatment. One of the most prominent initiatives, the “Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY),” is designed to cover the costs of persons receiving tertiary and secondary treatment. In 2018, the Indian government launched a program named “Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (AB PMJAY)” to improve access to healthcare. With insurance coverage of up to 0.5 million Indian Rupees per year, this program aims to ensure that those in need never have to choose between paying for medical treatment and meeting other basic needs. This study aims to determine how much of an effect the “Ayushman Bharat Pradhan Mantri Jan Arogya Yojana” has on people's out-of-pocket medical expenditures in the Ahmedabad area of Gujarat. To achieve these goals, the study employed both primary and secondary techniques of data collecting. The primary data was gathered through the use of a questionnaire, and a random sample method was employed to choose 350 respondents from the villages located in the Ahmedabad district. Data from secondary sources, such as government websites, newspapers, prior publications, and so on, were collected. According to the results, the "Ayushman Bharat Pradhan Mantri Jan Arogya Yojana" significantly impacts the beneficiaries' Out-of-Pocket Expenses.
Keywords	AB PMJAY 1; Government initiative 2; Health Insurance 3; Out-of-Pocket expenditure 4
Field	Sociology > Health
Published In	Volume 6, Issue 3, May-June 2024
Published On	2024-06-21
Cite This	An Impact of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana on Out-of-pocket Expenditure, a Government-funded Health Insurance Scheme - Sweety Patel - IJFMR Volume 6, Issue 3, May-June 2024. DOI 10.36948/ijfmr.2024.v06i03.23116
DOI	https://doi.org/10.36948/ijfmr.2024.v06i03.23116
Short DOI	https://doi.org/gt2bsg

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An Impact of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana on Out-of-pocket Expenditure, a Government-funded Health Insurance Scheme

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