Overcoming Technical Debt in Financial Systems: A Solution Architect’s Perspective

Author(s)	Vikas Kulkarni
Country	United States
Abstract	Technical debt is a critical challenge in financial systems, arising from legacy architectures, rushed implementations, and short-term fixes to meet regulatory demands. Over time, it leads to reduced system agility, higher maintenance costs, and systemic inefficiencies. Addressing technical debt requires modern approaches such as microservices architecture, resilience patterns, static code analysis, CI/CD pipelines, and effective change management. This paper explores these strategies in depth, provides real-world examples, and discusses challenges in implementation, offering a roadmap for creating scalable, fault-tolerant, and secure financial systems.
Field	Engineering
Published In	Volume 4, Issue 1, January-February 2022
Published On	2022-01-13
DOI	https://doi.org/10.36948/ijfmr.2022.v04i01.23421
Short DOI	https://doi.org/g82h4m

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International Journal For Multidisciplinary Research