International Journal For Multidisciplinary Research

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Revolutionizing India's Banking Landscape: The Impact of Digital Payments

Author(s) Naina Bansal
Country India
Abstract In emerging nations, the use of digital mode has been rapidly expanding. Every nation needs digitalization to be able to develop economically. With the help of the government, India has seen a revolution in its digitalization over the past several years. One of the government's initiatives, Digital India, encourages individuals to use digital payment methods for all types of transactions and advocates for a society without currency. In this research, the authors strive to comprehend digital payment in India and concentrate on the several forms it takes there. The study on digital payments was conducted, and secondary sources of data including websites, newspapers, article bulletins, the RBI, and government publications were used. Greater accountability and openness have resulted from the implementation of digital payments. Digital payments have decreased the amount of currency exchanged, which has decreased the amount of black money, tax evasion, and corruption. Better monitoring, auditing, and regulation are made possible by the use of electronic transaction records, which strengthens and makes the financial ecosystem more responsible.
Keywords Keywords: Digital payments, Indian banking, financial system
Published In Volume 6, Issue 4, July-August 2024
Published On 2024-08-11
Cite This Revolutionizing India's Banking Landscape: The Impact of Digital Payments - Naina Bansal - IJFMR Volume 6, Issue 4, July-August 2024. DOI 10.36948/ijfmr.2024.v06i04.26005
DOI https://doi.org/10.36948/ijfmr.2024.v06i04.26005
Short DOI https://doi.org/gt65c2
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