International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Designing Intuitive Financial Technologies for Elderly Users: A User-Centered approach to Retirement Planning and Investment Platforms

Author(s) Nikket Latke
Country India
Abstract This literature review explores the intersection of user-centered design (UCD) principles and financial technologies (FinTech) tailored for older adults, with a focus on retirement planning and investment platforms. It synthesizes existing research on the challenges and opportunities in designing FinTech solutions that accommodate the cognitive, physical, and emotional needs of elderly users. The review highlights the impact of age-related cognitive decline, technological literacy, and the potential benefits of FinTech for older adults. Ethical considerations, such as privacy and security, are also discussed. The review concludes with design recommendations, emphasizing simplicity, customization, and user involvement, while identifying gaps for future research, particularly in addressing the emotional and social aspects of FinTech usage among older adults.
Keywords Financial technologies (FinTech), Older adults, User-centered design (UCD), Retirement planning, Investment platforms, Cognitive decline, Technological literacy, Ethical considerations, Design recommendations, Accessibility, Usability, Technology adoption, Aging population, Digital divide
Field Computer Applications
Published In Volume 6, Issue 4, July-August 2024
Published On 2024-08-24
Cite This Designing Intuitive Financial Technologies for Elderly Users: A User-Centered approach to Retirement Planning and Investment Platforms - Nikket Latke - IJFMR Volume 6, Issue 4, July-August 2024. DOI 10.36948/ijfmr.2024.v06i04.26161
DOI https://doi.org/10.36948/ijfmr.2024.v06i04.26161
Short DOI https://doi.org/gt8g7b
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