International Journal For Multidisciplinary Research

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Evaluation of the Pradhan Mantri Mudra Yojana Performance Across the Indian States

Author(s) KAVITHA DASA, Prof. (Dr). M. RAMULU
Country India
Abstract Financial inclusion stands as a pivotal strategy in India, reflecting a commitment to sustainable and inclusive growth within our economic framework. The primary objective of financial inclusion is to ensure that all segments of the population have access to financial services. The Government of India (GOI) has implemented several significant measures aimed at "funding the unfunded" micro-enterprise sector. A key initiative in this regard is the Pradhan Mantri Mudra Yojana (PMMY), which is instrumental in advancing financial inclusion efforts. This scheme is designed to meet the credit needs of small businesses, offering loans of up to 10 lakhs. This research paper provides an overview of PMMY along with a performance analysis of the scheme across different regions. Promoting financial inclusion via the PMMY scheme is crucial for driving economic transformation within society. MUDRA, which stands for the Micro Unit Development and Refinance Agency, represents a significant reform initiative by the Government of India aimed at enhancing the financial stability of micro, small, and medium enterprises (MSMEs). This financial initiative, embodied in the MUDRA scheme, is designed to support micro units by providing them with access to credit and funding necessary for the growth of their small businesses.
Keywords MUDRA Yojana, Financial inclusion, Regional Analysis and Performance
Field Sociology > Economics
Published In Volume 6, Issue 5, September-October 2024
Published On 2024-09-17
Cite This Evaluation of the Pradhan Mantri Mudra Yojana Performance Across the Indian States - KAVITHA DASA, Prof. (Dr). M. RAMULU - IJFMR Volume 6, Issue 5, September-October 2024. DOI 10.36948/ijfmr.2024.v06i05.27603
DOI https://doi.org/10.36948/ijfmr.2024.v06i05.27603
Short DOI https://doi.org/gzwpvz
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