International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 6 Issue 6 November-December 2024 Submit your research before last 3 days of December to publish your research paper in the issue of November-December.

Non-performing Assets (NPA) Dynamics in Emerging Markets: A Comparison Between India and China

Author(s) Mithilesh Gupta, Urvi Naresh Shah
Country India
Abstract Non-performing assets (NPAs) are a serious concern for banks, and they serve as a key measure of profit. Elevated levels of NPAs suggest a higher chance of credit bankruptcy, which harms banks' profitability and net worth while also reducing the value of their assets. This review provides a thorough investigation of NPAs in emerging countries, with a particular emphasis on a comparative analysis of regulatory methods in India and China. It seeks to clarify the significance of NPAs in emerging market economies by examining their role as indices of financial health, drivers of systemic concerns, and impediments to effective monetary policy. The study elucidates the performance of NPAs in banks in India and China. Additionally, the study identifies the economic, political, institutional, and social factors governing NPAs in these countries. Lastly, the study supports controlling NPAs rather than simply eliminating them, especially considering the higher inflation rates and bank margins found in these countries.
Keywords Non-performing assets, comparative analysis, performance, regulatory framework, influencing factors
Published In Volume 6, Issue 5, September-October 2024
Published On 2024-09-30
Cite This Non-performing Assets (NPA) Dynamics in Emerging Markets: A Comparison Between India and China - Mithilesh Gupta, Urvi Naresh Shah - IJFMR Volume 6, Issue 5, September-October 2024. DOI 10.36948/ijfmr.2024.v06i05.27973
DOI https://doi.org/10.36948/ijfmr.2024.v06i05.27973
Short DOI https://doi.org/g59ztv

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