International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Artificial Intelligence as a driver of Fintech: Interesting Applications

Author(s) Arnab K Ganguly, Purna Prasad Arcot
Country India
Abstract This paper explores the transformative impact of artificial intelligence (AI) on financial technology (Fintech). With the rapid evolution of digital technologies, AI has become an important driver in reshaping financial services; where its effect is manifesting as increased net revenues of Fintech organizations. This short article examines various applications of AI in Fintech, including extraordinary payment systems, super-fast lending mechanisms and an example of a near real time insurance settlement system. This paper uses examples from industry to highlight how AI-driven innovations are not only enhancing efficiency and customer experience but also introducing new challenges, issues and considerations. The integration of AI in Fintech is altering traditional financial paradigms, prompting a discussion on the future of financial services, as well as organizational decision making, in an AI-dominated landscape.
Keywords AI in Fintech, Conversational AI, Human-machine Environment, Organizational Decision-making, Bias in AI Algorithms
Field Business Administration
Published In Volume 6, Issue 5, September-October 2024
Published On 2024-10-23
Cite This Artificial Intelligence as a driver of Fintech: Interesting Applications - Arnab K Ganguly, Purna Prasad Arcot - IJFMR Volume 6, Issue 5, September-October 2024. DOI 10.36948/ijfmr.2024.v06i05.29059
DOI https://doi.org/10.36948/ijfmr.2024.v06i05.29059
Short DOI https://doi.org/g8pnp3
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