International Journal For Multidisciplinary Research

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A Study of Awareness of E-Banking Services In India

Author(s) Krishna Yadav, Dr. Ruchi Atri
Country India
Abstract Ever since the nationalization of banks in India, this sector has been growing without Leaps and bounces and catering to the needs of various segments of the society. In recent times, the Banking Sector has been making rapid straights by using information technology as a platform and endeavoring to scale higher heights. An attempt has been made in this paper to examine various innovative instruments that have been introduced by Banks in recent times.
Liberalization and Information technology has attracted many foreign banks to India, thereby opening up new markets, new products and efficient delivery channels for the banking industry.
In the development of Indian Economy, Banking sector plays a very important and crucial role. With the use of technology there had been an increase in penetration, productivity and efficiency. It has not only increased the cost effectiveness but also has helped in making small value transactions viable. It also enhances choices, creates new markets, and improves productivity and efficiency.
It has been noticed that financial markets have turned into a buyer‘s markets in India. Commercial Banks in India are now becoming a one-stop Supermarket.
The focus is shifting from mass banking to class banking with the introduction of value added and customized products. Technology allows banks to create what looks like a branch in a business building‘s lobby without having to hire manpower for manual operations. The branches are running on the concept of 24 X 7 working, made possible by the use of Tele banking, ATMs, Internet banking, Mobile banking and E - banking.
Field Business Administration
Published In Volume 5, Issue 3, May-June 2023
Published On 2023-05-14
Cite This A Study of Awareness of E-Banking Services In India - Krishna Yadav, Dr. Ruchi Atri - IJFMR Volume 5, Issue 3, May-June 2023. DOI 10.36948/ijfmr.2023.v05i03.3021
DOI https://doi.org/10.36948/ijfmr.2023.v05i03.3021
Short DOI https://doi.org/gr8p7j
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