International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 1 (January-February 2025) Submit your research before last 3 days of February to publish your research paper in the issue of January-February.

Direct Benefit Transfer in India: Progress, Challenges, and the Path Forward

Author(s) R UMESH, Dr. Y NAGARAJU
Country India
Abstract The Direct Benefit Transfer system has emerged as a transformative tool for streamlining welfare schemes in India, aimed at assuring that state subsidies and benefits reach the target beneficiaries in a transparent and efficient manner. Introduced in 2013, DBT leverages technology, particularly Aadhaar and bank accounts, to deliver financial assistance directly to the accounts of the beneficiaries, thereby reducing leakages, corruption, and delays. This paper examines the progress made by DBT, evaluates the challenges that have limited its full potential, and explores the path forward to enhance its implication on financial inclusion and welfare delivery. By reviewing secondary data, government reports, and case studies, the paper provides a comprehensive analysis of DBT's role in India’s socio-economic development, with policy recommendations to address the persisting gaps.
Keywords Direct Benefit Transfer, Economic development, Financial Inclusion, Challenges, Welfare Schemes, Technology.
Field Business Administration
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-01-11
Cite This Direct Benefit Transfer in India: Progress, Challenges, and the Path Forward - R UMESH, Dr. Y NAGARAJU - IJFMR Volume 7, Issue 1, January-February 2025. DOI 10.36948/ijfmr.2025.v07i01.34574
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.34574
Short DOI https://doi.org/g82hgn

Share this