
International Journal For Multidisciplinary Research
E-ISSN: 2582-2160
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A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal
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Volume 7 Issue 1
January-February 2025
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A Study On The Financial Performance Of State Bank Of India In The Post-Covid-19 Era With Special Reference To Digital Transformation
Author(s) | Mouresh Kumar.S, Dr. Arun Prakash.R |
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Country | India |
Abstract | This study investigates the financial performance of the State Bank of India (SBI) during the post-COVID-19 era, with a specific focus on the role of digital transformation. As India’s largest public sector bank, SBI has embraced technological advancements, including the YONO platform and AI-driven processes, to improve customer engagement, operational efficiency, and overall financial performance. Using a descriptive research design and secondary data from 2019 to 2024, key financial indicators such as credit-deposit ratio, earnings per share, and return on equity were analysed. The results demonstrate a steady improvement in profitability and operational metrics, alongside significant growth in digital transactions. The findings highlight SBI’s resilience and adaptive strategies in navigating the challenges of the pandemic and its transition toward a digitally-driven banking model. |
Keywords | digital transformation, state bank of India, post covid 19, financial performance. |
Field | Mathematics > Economy / Commerce |
Published In | Volume 7, Issue 1, January-February 2025 |
Published On | 2025-01-16 |
Cite This | A Study On The Financial Performance Of State Bank Of India In The Post-Covid-19 Era With Special Reference To Digital Transformation - Mouresh Kumar.S, Dr. Arun Prakash.R - IJFMR Volume 7, Issue 1, January-February 2025. DOI 10.36948/ijfmr.2025.v07i01.35227 |
DOI | https://doi.org/10.36948/ijfmr.2025.v07i01.35227 |
Short DOI | https://doi.org/g82gqp |
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E-ISSN 2582-2160

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