International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 1 (January-February 2025) Submit your research before last 3 days of February to publish your research paper in the issue of January-February.

A Study On The Financial Performance Of State Bank Of India In The Post-Covid-19 Era With Special Reference To Digital Transformation

Author(s) Mouresh Kumar.S, Dr. Arun Prakash.R
Country India
Abstract This study investigates the financial performance of the State Bank of India (SBI) during the post-COVID-19 era, with a specific focus on the role of digital transformation. As India’s largest public sector bank, SBI has embraced technological advancements, including the YONO platform and AI-driven processes, to improve customer engagement, operational efficiency, and overall financial performance. Using a descriptive research design and secondary data from 2019 to 2024, key financial indicators such as credit-deposit ratio, earnings per share, and return on equity were analysed. The results demonstrate a steady improvement in profitability and operational metrics, alongside significant growth in digital transactions. The findings highlight SBI’s resilience and adaptive strategies in navigating the challenges of the pandemic and its transition toward a digitally-driven banking model.
Keywords digital transformation, state bank of India, post covid 19, financial performance.
Field Mathematics > Economy / Commerce
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-01-16
Cite This A Study On The Financial Performance Of State Bank Of India In The Post-Covid-19 Era With Special Reference To Digital Transformation - Mouresh Kumar.S, Dr. Arun Prakash.R - IJFMR Volume 7, Issue 1, January-February 2025. DOI 10.36948/ijfmr.2025.v07i01.35227
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.35227
Short DOI https://doi.org/g82gqp

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