International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 1 (January-February 2025) Submit your research before last 3 days of February to publish your research paper in the issue of January-February.

A Study of Respondents on Level of Risk Associated and Pattern of Investment in Respect of Salaried Employees

Author(s) Dr. Manoj Kumar Sharma, Vaidika Prajapat
Country India
Abstract This study investigates the risk perceptions and investment habits of salaried individuals, looking at the variables that affect their financial judgment. The main goal is to examine how salaried individuals handle their financial portfolios, what kinds of investment instruments they favor, and the risks they attach to these decisions. Key patterns in investment preferences are identified by the study using a combination of quantitative surveys and qualitative interviews. These trends include the inclination towards low-risk assets like mutual funds and fixed deposits. The study also explores the socioeconomic and psychological elements that influence their risk tolerance, including family obligations, financial literacy, and income stability. Research indicates that people on salaries typically choose conservative investments since they want to be financially secure and don't have extensive financial knowledge. The study also identifies typical issues salaried investors deal with, such as low disposable income and inflation worries. In order to promote a more knowledgeable and diverse approach to investing, the study ends with suggestions for enhancing financial education and giving salaried people better access to risk-managed investment products.
Keywords Risk, Salaried employees, Investment
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-01-16
Cite This A Study of Respondents on Level of Risk Associated and Pattern of Investment in Respect of Salaried Employees - Dr. Manoj Kumar Sharma, Vaidika Prajapat - IJFMR Volume 7, Issue 1, January-February 2025. DOI 10.36948/ijfmr.2025.v07i01.35235
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.35235
Short DOI https://doi.org/g82gqh

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