International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Global Regulatory Challenges of AI in Fintech: A Comparative Analysis

Author(s) Inaya Ghazal
Country India
Abstract This paper explores the global regulatory challenges of AI in fintech comparing different countries and their approach to fintech, along with the challenges faced by them. It includes a comparative analysis of regional regulatory frameworks of different countries including: The US, European Union, Asia-Pacific region and also the emerging markets of the future. The study emphasizes the potential of AI in the fintech sector and the key applications and impacts of AI in Fintech. It also includes numerous case studies of the successes and failures in AI regulation. Also, it includes information about some organizations like the G20, WTO, UNSC and the ICC and their proposals for a unified Global framework. Furthermore, it examines the challenges to harmonization, and the trends shaping AI and Fintech regulation, while also giving recommendations for adaptive regulation. This research underscores how AI globally impacts the financial sector.
Keywords Artificial Intelligence, Financial Technology (fintech), black box, sandboxes, blockchain, banking sector, mobile payment sector, policies, technology development.
Field Business Administration
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-01-28
Cite This Global Regulatory Challenges of AI in Fintech: A Comparative Analysis - Inaya Ghazal - IJFMR Volume 7, Issue 1, January-February 2025. DOI 10.36948/ijfmr.2025.v07i01.35615
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.35615
Short DOI https://doi.org/g829sb
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