International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 1 (January-February 2025) Submit your research before last 3 days of February to publish your research paper in the issue of January-February.

The Role of Effective Banking Policies in Stabilizing Financial Systems During Economic Cycle Fluctuations in Emerging Economies

Author(s) Dishit Shah
Country India
Abstract This research paper explores the importance of effective banking policies in stabilizing the financial sector of emerging nations during economic cycle fluctuations. Focusing on India, South Africa, and Nigeria, the study examines how these countries have developed and implemented banking policies to stabilize the economy and minimize the impact of economic cycle fluctuations, such as recessions and periods of rapid growth. In India, the Reserve Bank of India’s use of the repo rate plays a critical role in managing liquidity and inflation. South Africa’s introduction of the twin peak model and the roles of the Prudential Authority and the Financial Sector Conduct Authority contribute to enhanced financial stability. In Nigeria, the Central Bank’s regulatory measures, including interest rate adjustments and foreign exchange controls, help manage the economic volatility tied to the oil sector. The findings underscore that while each country faces unique challenges, effective banking policies are key to ensuring financial stability and resilience in the face of fluctuating economic cycles.
Keywords Banking policies, economic cycle fluctuations, financial stability, emerging nations
Field Sociology > Economics
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-01-29
Cite This The Role of Effective Banking Policies in Stabilizing Financial Systems During Economic Cycle Fluctuations in Emerging Economies - Dishit Shah - IJFMR Volume 7, Issue 1, January-February 2025.

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