International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 2 (March-April 2025) Submit your research before last 3 days of April to publish your research paper in the issue of March-April.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 7 Issue 2
March-April 2025

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

A STUDY OF THE EFFICIENCY AND PERFORMANCE OF INDIAN BANKS

Author(s) Mantosh Baitha, Dr. Jagdish Prasad
Country India
Abstract This report delves into the performance of the Indian banking system, with a focus on non-performing assets (NPAs), deposits, investments, and advances. It aims to provide a deeper understanding of the sector’s challenges, performance, and outlook amidst changing regulatory and economic environments. The analysis includes quantitative methods, case studies, and a review of bank balance sheets from six public and private financial institutions. Key findings point to the need for further investigation into the impacts of economic volatility and sector-specific issues, particularly in relation to NPAs. The report underscores the varied nature of banks' investment portfolios, particularly in corporate bonds and government securities, and stresses the importance of a well-balanced, closely monitored investment approach through risk-return analysis. Patterns of loan advances and disbursements reveal crucial insights into credit distribution across sectors, which is central to the banking ecosystem. The research emphasizes the need for effective risk management to reduce NPAs and mitigate credit risks. Furthermore, the study suggests that the strategies and results from public, private, and multinational banks can offer valuable insights for cross-sector knowledge sharing
Keywords NPA, investments, banking, industry, loan, government
Field Mathematics > Economy / Commerce
Published In Volume 7, Issue 2, March-April 2025
Published On 2025-03-14
DOI https://doi.org/10.36948/ijfmr.2025.v07i02.36993
Short DOI https://doi.org/g8949z
View / Download PDF File

Share this



E-ISSN 2582-2160
CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJFMR DOI prefix is
10.36948/ijfmr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 7 Isu 2Cover Page Vol 7 Isu 1Cover Page Vol 6 Isu 6

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJFMR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9687-828-838 editor@ijfmr.com