Impact of Digital Transformation on Liquidity Management Among U.S. Multinational Corporations

Author(s)	Olusegun Adebayo, Gallas Tugli Attionu, Deeksha Singh, Nicholas Mensah, Tobias Kwame Adukpo
Country	Ghana
Abstract	This study investigates the impact of digital transformation on liquidity management in U.S. multinational corporations (MNCs) focusing on artificial intelligence (AI), blockchain, automation, and cloud-based treasury management systems. Using a qualitative research methodology, the paper integrates findings from the academic literature, the industry and case studies to examine how digital instruments provide actionable insights into cash flow visibility, predictive analytics, and financial risk management. The study found that digital transformation leads to better liquidity forecasting, cross-border transaction efficiency, and working capital optimization. Moreover, the research also indicates that there are still challenges like regulatory complexities, cybersecurity risks and integration barriers in effective liquidity management among U.S. MNCs. Emerging technologies such as AI-driven analytics, blockchain transactions, and automated treasury systems are recommended in the study to reinforce liquidity strategies and guarantee financial security.
Keywords	Multinational Corporations, Digital Transformation, Liquidity Management
Field	Business Administration
Published In	Volume 7, Issue 2, March-April 2025
Published On	2025-03-17
DOI	https://doi.org/10.36948/ijfmr.2025.v07i02.38835
Short DOI	https://doi.org/g895r4

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International Journal For Multidisciplinary Research