Suicide Clauses in Indian Life Insurance

Author(s)	Ayushi Parwani
Country	India
Abstract	This legal research paper delves into the nuanced domain of suicide clauses within life insurance contracts in the Indian context. Positioned as a comprehensive examination, the study scrutinizes the contractual dynamics between insurers and policyholders, elucidating the legal obligations binding both parties. Employing a standardized form of contract, the paper scrutinizes the intricacies of policies, delineating covered risks, exclusions, and benefits allocated upon the occurrence of specific events such as death or illness. Central to the investigation is the exploration of life insurance business, specifically focusing on contracts guaranteeing monetary compensation in the event of death, excluding cases of accidental demise. The research critically evaluates the evolution of law and policy concerning claims arising from suicides after the initiation of the insurance policy. A key focal point of the analysis is the suicide clause embedded within these contracts, unraveling its implications and impact on the legal landscape.
Keywords	Life insurance policy, Claim, Suicide, Compensation, Felo de se.
Published In	Volume 6, Issue 3, May-June 2024
Published On	2024-06-17
Cite This	Suicide Clauses in Indian Life Insurance - Ayushi Parwani - IJFMR Volume 6, Issue 3, May-June 2024. DOI 10.36948/ijfmr.2024.v06i03.22879
DOI	https://doi.org/10.36948/ijfmr.2024.v06i03.22879
Short DOI	https://doi.org/gt2bzh

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